THE IMPACT OF CREDIT RISK ON BANK PERFORMANCE IN NIGERIA
- Project Research
- 1-5 Chapters
- Abstract : Available
- Table of Content: Available
- Reference Style: APA
- Recommended for : Student Researchers
- NGN 5000
Abstract
This study intends to examine the impact of credit risk on bank performance in Nigeria for the period 2004-2014. The pervasive incidence of non-performing loan is one of the prime causes of failure in the banking system. The internal exams to ascertain if loans are with collateralized and self-liquidating could not be held accountable. Financial report of 10 commercial banks were used to analyse for 10 years (2004-2014), particularly from the annual reports of United Bank of Africa (UBA), Guarantee Trust Bank (GTB), Assess Bank plc, WEMA Bank, First Bank, Diamond Bank, Fidelity Bank, Skye Bank, First City Monument Bank and Zenith Bank of 2004-2014, the study will make use of econometrics procedures of Panel Least Square (OLS) techniques in estimating all the functional relationship in the system as well as obtaining numerical estimates for the coefficients of different equations.
The findings revealed that only bank size has a positive and significant impact on bank performance. The study concludes that, there is a positive relationship between credit risk and bank performance in Nigeria, The study recommends that banks should adhere to credit risk principle before giving out credit as this may affect their performance.
Related Project Materials
THE ETHICAL AND SOCIAL RESPONSIBILITY OF THE PURCHASING PRACTICE IN INDUSTRIES
ABSTRACT
This research project intends to explore the Ethical and social responsibilities of the Purcha...
An Investigation of the Barriers to Effective Geriatric Care in Katsina State
Background of the Study
Geriatric care is increasingly recognized as a critical compon...
Evaluating the Impact of Econometric Software on Data Analysis in Nigerian Research
Background of the Study
In recent years, the proliferation of advanced econometric software has revolutionized data analys...
CAUSES AND EFFECT OF LATENESS TO SCHOOL IN PRIMARY SCHOOL IN OVIA SOUTH WEST LOCAL GOVERNMENT AREA OF EDO STATE
ABSTRACT
This study was designed to find out those factors that are responsible for pupils lateness to school in our primary school syste...
A Study on the Effect of Multilingualism on Nigerian Phonetic Variation: A Case Study of Lagos Street Interviews
Background of the Study
Lagos, Nigeria’s bustling metropolis, is a melting pot of languages and cultures where multi...
The Role of Digital Media in Driving Philanthropic Engagement in Kaiama Local Government Area, Kwara State
Chapter One: Introduction
The Impact of Water Consumption Habits on Kidney Health in Yobe State
Background of the Study:
Adequate water intake is essential for maintaining kidney function and overall health. In Yobe Sta...
The Impact of Nurse-Patient Ratios on Healthcare Service Delivery at Federal Medical Centre, Katsina
Background of the Study
Nurse-patient ratios are a critical determinant of healthcare service delivery,...
An assessment of the impact of faith-based NGOs on healthcare accessibility in Ivo Local Government Area, Ebonyi State
Background of the Study
Faith-based NGOs have increasingly become key players in enhancing healthcare accessibility, parti...
THE CHALLENGES OF ACCOUNTING FOR FINANCIAL INSTRUMENTS IN PUBLIC ACCOUNTING
THE CHALLENGES OF ACCOUNTING FOR FINANCIAL INSTRUMENTS IN PUBLIC ACCOUNTING
The study's objectives are to: 1) Identify the challenges...
