THE IMPACT OF CREDIT RISK ON BANK PERFORMANCE IN NIGERIA
- Project Research
- 1-5 Chapters
- Abstract : Available
- Table of Content: Available
- Reference Style: APA
- Recommended for : Student Researchers
- NGN 3000
Abstract
This study intends to examine the impact of credit risk on bank performance in Nigeria for the period 2004-2014. The pervasive incidence of non-performing loan is one of the prime causes of failure in the banking system. The internal exams to ascertain if loans are with collateralized and self-liquidating could not be held accountable. Financial report of 10 commercial banks were used to analyse for 10 years (2004-2014), particularly from the annual reports of United Bank of Africa (UBA), Guarantee Trust Bank (GTB), Assess Bank plc, WEMA Bank, First Bank, Diamond Bank, Fidelity Bank, Skye Bank, First City Monument Bank and Zenith Bank of 2004-2014, the study will make use of econometrics procedures of Panel Least Square (OLS) techniques in estimating all the functional relationship in the system as well as obtaining numerical estimates for the coefficients of different equations.
The findings revealed that only bank size has a positive and significant impact on bank performance. The study concludes that, there is a positive relationship between credit risk and bank performance in Nigeria, The study recommends that banks should adhere to credit risk principle before giving out credit as this may affect their performance.
Related Project Materials
EFFECT OF TEENAGE PREGNANCY ON EDUCATIONAL ATTAINMENT OF YOUTH IN EGOR LOCAL GOVERNMENT AREA
ABSTRACT
This issue of teenage pregnancy in our contemporary society has been considered an epidemic and endemic in natu...
CONSTITUENCY OFFICE AND EFFECTIVE LEGISLATIVE REPRESENTATION IN ABAKALIKI/IZZI FEDERAL CONSTITUENCY
Background to the Study
In any democratic political system, representation has become a key and important aspect in deci...
TEACHERS QUALITY ON JUNIOR SECONDARY SCHOOL STUDENT PERFORMANCE IN INTEGRATED SCIENCE
ABSTRACT
Teaching quality is about providing the training, mentoring coaching and professional development that nurtures...
EXAMINATION ON THE PROBLEMS OF PREGNANCY AND ABORTION ON GIRL-CHILD EDUCATION IN NIGERIA
BACKGROUND OF THE STUDY
Human gestation is commonly referred to as pregnancy. It is the formation of on...
EFFECT OF WORKPLACE FLEXIBILITY ON EMPLOYEE ENGAGEMENT (A STUDY OF GATEWAY ICT POLYTECHNIC SAAPADE)
Background of the Study
The notion of workplace flexibility has garnered considerable attention in rece...
THE EFFECT OF COCOA FARMING ON THE ECONOMY OF NIGERIA
Abstract
In this study, our focus was to carryout a critical analysis on the effect of cocoa farming on the econom...
THE ROLE OF COMMERCIAL BANKS IN THE FACE OF A DEPRESSED ECONOMY (A CASE STUDY OF FIRST BANK NIGERIA PLC)
ABSTRACT
The Study investigated the role of commercial banks in the face of a depressed economy. The ob...
THE INFLUENCE OF EDITORIAL CARTOONS ON THE PRESIDENTIAL ELECTION, USING 2015 AS A STUDY
Background of the study
Media is undeniably a powerful and quick mode of communication. It has a tremen...
ANALYSIS OF ENTREPRENEURIAL COMPETENCIES AND IT INFLUENCE ON THE SUCCESS OF SME IN NIGERIA
BACKGROUND OF THE STUDY
In the globe, small and medium-sized enterprises (SMEs) make up more than...
AN EVALUATION OF ELECTRICITY INFRASTRUCTURE AS AN IMPEDIMENT TO DIGITAL ECONOMY GROWTH IN NIGER STATE
ABSTRACT
This study was carried out on An evaluation of electricity infrastructure as an impediment to...
